Foremost® was founded in 1952 to insure manufactured homes and a few years later created the industry’s first travel trailer policy. The company grew from there, excelling in insurance for specialty products. In 2000, Farmers Insurance Group®, the third largest insurer in the nation, purchased Foremost, bringing them into the Farmers family of companies. In 2011, the group also began marketing auto insurance under the Foremost brand. By employing expertise, focusing on making insurance easier, delivering an expanding suite of products and offering more choices for agents and their customers, Foremost is committed to delivering a better insurance experience.
Robust Product Offering
The Foremost Choice® suite of products is built on a simple idea: Specialized Value. With policies crafted with each customer in mind, Foremost’s products offer real value to your agency and customers. The company continues to refine and expand its product offering to better meet independent agents’ needs.
Foremost offers a full line of Personal Lines products, including Manufactured Home, Auto, Motor Home, Travel Trailer, Luxury Motor Coach, Specialty Homeowners, Vacant Property, Seasonal Property, Landlord and Rental Property, Motorcycle, Off-Road Vehicle, Snowmobile, Boat, Personal Watercraft and Collectible Auto. Additionally, Foremost has Renters, Condo and Rental/Vacant Condo programs in many states.
Financial and Market Stability
Foremost is part of the most stable, longstanding and well-recognized group of companies in the industry. The company has a history of growth and financial stability, as demonstrated by its excellent A.M. Best "A" rating.
Superior Claims Service and Customer Care
Every Foremost policy is serviced when needed with quick, responsive claim handling. In the event of a catastrophe, Foremost adjusters are often on the ground at disaster sites before other insurance companies arrive. Foremost quickly and thoroughly tracks the claim situation as it unfolds and delivers on-site presence to expedite claim handling and to provide excellent customer assistance. Claim service is available 24 hours a day, seven days a week, including holidays. Customers can file a claim easily and trust that the highest level of service is delivered, from the smallest fender-bender to putting the pieces back together after a storm.
Foremost offers many customer discounts, and the opportunity for savings increases when combining multiple Foremost lines. Some discounts may include:
- Prior Insurance
- Advance Quote
- Electronic Funds Transfer (EFT)
Foremost offers many more discounts for specific products, including discounts for taking a safety course or being a member of an affinity group. *Discounts vary by state and product, and may require proof of eligibility for customers to qualify.
Commitment to Independent Agents
Foremost appreciates the unique aspects of Independent Agencies and understands the need to provide products, processes and systems that match up to the way they do business. Focusing on profitable growth and easy-to-use online platforms for business transactions, the company's commitment is to provide one of the broadest product suites in the industry to meet your customers’ needs. Foremost also provides digital/social media marketing training at SocialMediaSuitcase.com and industry-leading education with 24/7 access at ForemostAgent.com/Education.