Foremost was founded in 1952 to insure manufactured homes and a few years later created the first travel trailer policy. The company grew from there, excelling in insurance for specialty products. In 2000, Farmers Insurance Group, Inc., the third largest insurer in the nation, purchased Foremost, bringing them into the Farmers family of companies. In 2011, the company began marketing auto insurance under the Foremost brand and added commercial lines to the robust Foremost portfolio in 2013. Foremost now offers business insurance products for a wide range of small businesses.
Robust Product Offering
Foremost offers a full line of Personal Lines products, including Manufactured Home, Auto, Motor Home, Travel Trailer, Luxury Motor Coach, Specialty Homeowners, Vacant Property, Seasonal Property, Landlord and Rental Property, Motorcycle, Off-Road Vehicle, Snowmobile, Boat, Personal Watercraft and Collectible Auto.
Foremost also offers a suite of Small Business products including: Commercial Auto, Workers’ Compensation, Umbrella and a full range of Business Owners Policies including Office, Retail, Wholesale and many more.
Financial and Market Stability
Foremost is part of the most stable, longstanding and well- recognized group of companies in the industry. The company has a history of growth and financial stability, as demonstrated by its excellent A.M. Best “A” rating. Foremost is the leading insurer of manufactured homes in the country.
Superior Claims Service and Customer Care
Every Foremost policy is serviced when needed with quick, responsive claim handling. In the event of a catastrophe, Foremost adjusters are often on the ground at disaster sites before other insurance companies arrive. Foremost quickly and thoroughly tracks the claim situation as it unfolds and delivers on-site presence to expedite claim handling and to provide excellent customer assistance. Claim service is available 24 hours a day, seven days a week, including holidays. Customers can file a claim easily and trust that the highest level of service is delivered…from the smallest fender-bender to putting the pieces back together after a storm.
Discounts Save More
Foremost offers many customer discounts. The opportunity for savings increases when combining multiple Foremost lines and discounts. Some discounts include:
- Prior Insurance
- Advance Quote
- Electronic Funds Transfer (EFT)
Foremost offers many more discounts for specific products, including discounts for taking a safety course or being a member of an affinity group. (Discounts vary by state and product and may require proof of eligibility for customers to qualify for certain discounts.)
Commitment to Independent Agents
Foremost appreciates the unique aspects of Independent Agencies and the need to provide products, processes and systems that match up to the way you do business. The company's commitment is to provide one of the broadest product suites in the industry to meet your customers’ needs, a focus on profitable growth and easy-to-use online platforms for business transactions.